Boat Loan Calculator
Use our loan calculator to calculate payments over the life of your loan. Enter your information to see how much your monthly payments could be. You can adjust length of loan, down payment and interest rate to see how those changes raise or lower your payments.

Price *

Interest Rate *


Period (months) *

Down Payment


Monthly Payment


Total Interest


Total Payments


Other fees and incentives are not included in this calculation, which is an estimate only. Monthly payment estimates are for informational purposes only and do not represent a financing offer from the seller of this vehicle. Other taxes may apply.

Boat Loan Interest Rates

Loan AmountRateTerm
$25,000 – $58,3006.86%Up to 15 Years
$58,301 – $74,9995.49%Up to 15 Years
$75,000 – $499,9994.49%Up to 15 Years
$500,000+4.74%Up to 15 Years

*Rates, terms, and required down payment can vary depending on the lender, loan amount, boat type, and model year. Rates are subject to change and may not be accurate as shown.

1Yacht provides an easy to use Market Place for boat owners and brokers to list and sell boats. We also provide our expertise in the industry to buyers and sellers who want a marine professional to consult in selecting the right vessel.
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